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List of states that have ABA providers: Provider Based on State
Who Pays for ABA in the U.S.?
Insurance
| Payer / Program | Typical Coverage for ABA |
|---|---|
| Medicaid | Yes (varies by state and eligibility) |
| Private Insurance Plans | Yes, often required by state law; check your policy |
| TRICARE (Military) | Yes (Autism Care Demonstration) |
| Medicare | Generally No |
| School Districts (IDEA) | May fund related services (not insurance) |
| Self‑Funded Employer Plans | Varies — may not be required to cover ABA |
State‑Specific Insurer Examples (with ABA Coverage)
Alabama
Common insurers accepting or covering ABA:
- Aetna
- Blue Cross Blue Shield of Alabama (including ALL Kids)
- Cigna / Evernorth BH
- Humana
- UnitedHealthcare (UHC)
- Viva Health
Arizona
Common ABA‑coverage plans:
- Blue Cross Blue Shield (BCBS)
- Aetna
- Cigna / Evernorth BH
- Arizona Complete Health (Medicaid)
- Arizona Medicaid plans
- Banner University Health Plans
- Care1st Health Plan (Medicaid)
- Health West
- Humana
- Mercy Care (Medicaid)
- UnitedHealthcare (UHC) and its Medicaid community plans
Florida
Insurance plans that often include ABA:
- Aetna
- Blue Cross Blue Shield (Florida Blue)
- Cigna / Evernorth BH
- Florida Medicaid
- Humana
- Humana Healthy Horizons (Medicaid)
- Key Benefit Administrators
- UnitedHealthcare and UnitedHealthcare Community Plan (Medicaid)
Georgia
Commonly reported carriers with ABA coverage:
- Aetna
- Blue Cross Blue Shield (BCBS)
- Cigna / Evernorth BH
- Georgia Medicaid plans
- Humana
- Kaiser Permanente (availability may vary locally)
- UnitedHealthcare (UHC)
Indiana
Insurers with ABA benefits:
- Aetna
- Anthem Blue Cross Blue Shield (BCBS)
- Cigna / Evernorth BH
- CareSource (Marketplace & Medicaid)
- Community Health Direct
- Humana
- IU Health Plan
- Key Benefit Administrators
- MHS / Cenpatico BH (Medicaid)
- UnitedHealthcare (UHC) and UHC Community Plan Medicaid
- Indiana Medicaid
- Children’s Special Health Care Services
Kentucky
Plans that often cover ABA:
- Aetna
- Anthem BCBS
- CareSource
- Cigna / Evernorth BH
- Humana
- Humana Medicaid
- Key Benefit Administrators
- Passport by Molina (Medicaid)
- UnitedHealthcare (UHC)
North Carolina
Insurance plans with ABA coverage:
- Alliance Health (Medicaid)
- AmeriHealth Caritas (Medicaid)
- Blue Cross Blue Shield of North Carolina
- Carolina Complete Health (Medicaid)
- Healthy Blue (Medicaid)
- Humana
- Medicaid North Carolina
- Partners Health Management (Medicaid)
- Sandhills Center (Medicaid)
- Trillium Health Resources (Medicaid)
- UnitedHealthcare (UHC) Community Plan Medicaid
- Vaya Health (Medicaid)
Ohio
Insurers known to include ABA benefits:
- Aetna
- AmeriHealth Caritas (Medicaid)
- Anthem (BCBS) Medicaid
- Anthem Ohio
- CareSource (Marketplace)
(Full OH insurer list varies by region.)
🩺 Common Insurance Providers Across Many States
Many large national insurers offer ABA coverage where state laws mandate autism treatment coverage. Plans vary by employer group, state regulations, and plan type. Some of the most frequently encountered insurers include:
Private / National Carriers
- Blue Cross Blue Shield (BCBS) – multiple state affiliates often include ABA when required by state law.
- Aetna – widely available across states.
- UnitedHealthcare (UHC) – nationally present with ABA benefits in many plans.
- Cigna / Evernorth BH – common across multiple states.
- Humana – often covers ABA in both commercial and Medicaid plans.
- Medicaid – in every state covers medically necessary ABA services (via EPSDT) but varies in scope and caps.
Medicaid & Public Plans
- State Medicaid programs (e.g., Florida Medicaid, Georgia Medicaid, Arizona Medicaid, etc.) are primary payers for many families.
- TRICARE (Military health insurance) also provides ABA coverage through special programs (not state‑specific).